11.5.2 If there are insufficient funds in your account to meet your obligations, you agree that we may track your account and re-present the instruction for payment as soon as sufficient funds are available in your account. All Rights Reserved. Simplify online payments with Pay Now. By opening an Account with us, you consent to us processing your PI, and you waive any rights or claims that you may have against us relating to the provision of PI by or to us in terms of this Agreement.20.2 We may also assess your information with other sources of credit worthiness including fraud prevention agencies and financial institutions.20.3 You agree and consent that we may process, record or disclose your PI including details of your transactions –20.3.1 to any person working for us;20.3.2 if you arrange insurance through us, to that insurer, or any organisation which underwrites or supports any of our products which you hold;20.3.3 to any payment system under or through which your Account is paid;20.3.4 to anyone you authorise us to give your PI to;20.3.5 if we think it is necessary or may be of benefit to you or where it is in the public interest to do so;20.3.6 to enable us to comply with any applicable laws and /or regulations;20.3.7 to manage your Account with us;20.3.8 to give effect to, monitor and evaluate our business and where our interests require this; and20.3.9 to any fraud prevention agency, in the case where you lodge a fraud claim with us.20.4 We may share positive and negative information about you or your Account, including any non-compliance with the terms and conditions of this Agreement, with other companies.20.5 We will continue to process your PI for the full duration that you hold an account with us. Snapscan is now available as a payment option on PayNow. All Rights Reserved. to find out how to download the app and get set up. TFG Bank Account DetailsBank: First National Bank Corporate BranchBranch number: 204109Account number: 5579 000 8020Reference number: Your TFG store card number. Pay Per Play Programs Cancelled until further notice On Friday, December 11, 2020, the Government of Ontario announced that the City of Markham will move to the GREY- LOCKDOWN Zone in the Province’s Keeping Ontario Safe and Open COVID-19 response framework, starting Monday, December 14 at 12:01 AM. For fax and email addresses go to the Contact Us section. Meet Deniz. These payments take up to 3 working days to reflect on our system.Your account number must be used as the reference/beneficiary number to ensure your payments are received. In such an event the third party will then process your PI.20.8 We will market our various products and services to you from time to time.20.9. The new & secure payment feature that allows you to make instant payments online, using Snapscan, Instant EFT or your Credit/Debit Card. If you fail to pay your Account or comply with these Terms15.1 If you fail to pay any amount that is due, or, you fail to comply with any conditions of your Agreement, or your estate is sequestrated, or you go under Administration, or you die, or you make any untrue or incorrect statement or representation, or you fail to disclose information regarding this Agreement during your application, or you do anything that may prejudice our rights, then -15.1.1 all amounts owing by you to us will become due and payable immediately, and in the case of your estate being sequestrated or you going under administration, we will lodge a claim for the full amount outstanding on your account, plus further interest; and15.1.2 without incurring any liability therefor, we may notify any other person who we think should know thereof.15.2 We may suspend your Account and give you 10 (ten) days notice before closing your Account, in which event you will be required to repay the Account in full.15.3 Your Account may be handed over to debt collectors or Attorneys for recovery of the full outstanding balance on your Account. Waiving our rightsIf for any reason or purpose whatsoever, we do not immediately enforce or implement any of our rights in terms of this Agreement, it does not mean that we have abandoned, given up or waived any of those rights.19. Opening the account is FREE! The policy and disclosure notice gives details on when and how the benefits may be claimed and by whom and it explains how lost card protection works.9.2.7 You confirm that you have been given the freedom of choice in accepting the offer of Account Benefits. You have not been forced to do so and may reject the offer.9.2.8 If the monthly Account Benefits fee is not paid in the month in which it is due, a grace period of 15 days will be allowed for payment, and if payment is not made within this grace period, then cover under this policy will cease.9.2.9 You agree that we may charge your Account and collect the fee as stated in your monthly statement. New trading divisions may be added from time to time.1.3 “We”, “us” and “our” means TFG.1.4 “You” means the Account holder, your executors, administrators, trustees or assigns.1.5 “Day” means a calendar day unless otherwise specified.1.6 “Act” means the National Credit Act, no 34 of 2005, and Regulations, as amended.1.7 “Application” or “applying” means your application to us for an Account which can be done at any of our stores, telephonically, or on our website (www.tfg.co.za).1.8 “Account” means the facility that we give you that enables you to buy goods, services, and other optional products on credit from TFG.1.9 “Agreement” means the agreement between you and us to make credit available to you and includes the Quotation and Pre agreement Statement (“Quotation”), and Credit Agreement as well as these Terms and Conditions (“Terms”), as amended from time to time.1.10 “Card” means the personal account card that we issue to you when you open an Account.1.11 “Credit Limit” means the maximum approved amount of credit on your Account.1.12 “Credit Allocation” means the maximum amount of credit that we make available for you to access and cannot exceed your Credit Limit.1.13 The Foschini Group Reference Rate (“FGRR”) means the rate of interest determined by TFG from time to time.1.14 “Extended Credit Plan” means interest bearing payment Plans of 6, 12, 18, 24 (six, twelve, eighteen, twenty four) months or longer.1.15 “Suspensive Interest Plan” means a 6 (six) month interest bearing payment Plan where we may not charge you interest as per clause 12.5 below. To make arrangements for completing a signature card, please contact us at 708-478-4447 and we'll be happy to assist you. On a 12+ month payment plan, interest on any balance will be charged. We may charge the maximum rate as prescribed by the Act. There are a number of options you can use when paying your store card. The Quotation will show your Credit Limit, Credit Allocation, the monthly Instalment that you will have to pay, your rate of interest, and deposit requirements (if applicable). We will only keep your PI for as long as we need to or have to by law.20.6 Should your Account go into arrears at any time, we may forward your PI to third party agencies and/or Attorneys.20.7 We may transfer our rights and obligations under this Agreement to a third party without your consent and without notice to you. Information held by them may be linked to other people with whom you have a financial association. ‍♂️. You have successfully subscribed to our newsletter. You have the option to pay your account via ATM machine, using cell phone banking, or via internet by depositing the money directly into our bank account. In Spain, workers shall receive full salary during the lockdown. Your purchases are automatically billed to your account and you'll receive a monthly statement. Interest may be charged on the fee, if applicable, and will be levied as per clause 12.4 below. If you prefer to pay via EFT, use the below Bank Account details relevant to the country where you live: Be sure to use your 14-digit IDENTITY Account Number as the reference number. These costs will be charged to your Account.14. How do i pay a cheque in my child's account How do i pay a cheque in my child's account Start new thread in this topic | Watch this thread | Flip this thread | Refresh the display The interest is added to your outstanding balance.12.5 Interest on Suspensive Interest Plans:12.5.1 If your Account is not in arrears at the beginning of the month, and you pay your full Instalment on or before the due date, the interest as set out in clause 12.4 above will not be charged.12.5.2 If you do not pay your full Instalment by the due date, interest will be charged as per clause 12.4 above until you have brought your Account up to date.12.6 If your Extended Credit Plan goes into arrears, additional interest on overdue amounts will be charged to your Account at Your Rate. » Are banks open during lockdown. Use of your Card and Account4.1 You are the only person who can use your Card. We may decide to change these periods at our discretion.23.4 Each monthly payment over the 3 (three) or 6 (six) month period will be an equal share of the balance still owing after the 10% (ten percent) deposit has been paid.23.5 If you terminate the agreement before fully paying for the goods, or fail to pay in full for the goods within 60 (sixty) business days after end of the 3 (three) or 6 (six) month period, we reserve the right to charge you a termination penalty. Public Holidays: 08h30 - 17h00 An online or ATM transferSetup TFG as a beneficiary online or at your bank to transfer your payments to us directly. 2. We can however choose to institute action against you in any other court having jurisdiction.18. We may also hand your Account over to Attorneys or debt collectors, and you will be liable for their costs in full.13.2 If we have to institute any legal action of any nature whatsoever against you, you will be liable for all legal costs incurred, including but not limited to, legal costs on the “attorney and client scale”, collection charges, tracing fees and all necessary disbursements plus value added tax (VAT) thereon. We will also charge for telephone calls and electronic communication if they are made or sent to a telephone number / e-mail address that you have provided us with, and are not delivered, or if a voicemail is left on your phone. 1. We may call you to market these products to you on Saturdays, Sundays and public holidays. Pay Per Play Programs . To make a payment with your online profile. In Namibia, Alexander Forbes Insurance Company Namibia Limited underwrites the insurance cover.9.2.3 Account settlement:  In the event of your death an amount up to a maximum of R2 000 (two thousand rand) will be credited to your Account towards payment of the balance owing to us for accidental death, if you die under the age 40 (forty), and for accidental death or natural death, if you die over the age 40 (forty); and9.2.4 Death cover:  R2 000 (two thousand rand) will be paid for accidental death, if you die under the age of 40 (forty), or R2 000 (two thousand rand) will be paid for accidental death or natural death, if you die over the age of 40 (forty).9.2.5 If, after payment of the amount referred to in 9.2.3 above has been made, there is still a balance outstanding on your Account, then your estate will be liable for payment of that balance.9.2.6 The separate policy and disclosure notice that will be given to you, is applicable to Account Benefits, and is binding on you, in addition to this Agreement. If you wish to change your Domicile or mail address, you must notify customer services. You will still remain liable for all transactions on the Account.4.2 You can use your Card to purchase goods and services from any TFG store. Note: If this account is opened online, checks are not ordered as part of the opening process. You will not be allowed to purchase on your Account while under Debt Review.16. Get a temporary credit increase for that EXTRA something special. Legal and other Costs that you may have to pay13.1 If your Account goes into arrears, you will be charged debt collection fees for the period that your account remains in arrears, including charges for mail, electronic communication and telephone calls made to / from you to collect amounts due to us. The Quotation must be signed and accepted by you.2.6 We may use a standard credit-scoring or other automated decision-making system to decide whether or not to give you an Account.3. Use of the Lay-by facility23.1 When you choose goods for Lay-by, you will pay a deposit of 10 (ten) percent of the total value of the goods.23.2 You must make a minimum of one payment every month until the goods are paid for in full. This impacts some of MPL's services but does not affect our commitment to serving our community. Want to draw money to pay your store accounts? General terms to take note of22.1 Customer services can be contacted via• e-mail - customerservices@tfg.co.za;• post - P.O. Find all the details on www.tfg.co.za, Get a temporary credit increase for that EXTRA something special. Pay your TFG Account anytime, anywhere and on any device. You need to complete the debit order section in the application form, or a separate debit order instruction, or you can speak to customer services to arrange a debit order. In this regard, the NCR can be contacted for debt counselors’ details.22.15 The Quotation and Credit Agreement and these Terms form the whole Agreement between you and us regarding your Account, which is governed by and interpreted in accordance with the laws of the Republic of South Africa, Namibia or Swaziland (as applicable).23. Simply log in with your TFG Account or card number to make a payment. In a situation like this, should you pay your rent using your credit card, especially if you have opted for the three-month moratorium? Sign in Register Blog. The coronavirus pandemic has led to pay cuts and job losses for many people. Addresses8.1 The residential address that you recorded on the application form and as it appears on your Credit Agreement is the address that you choose for legal notices and for any court process to be served on you (your “Domicile Address”). Your purchases will be charged to your Account.4.3 If your Card is lost or stolen, you must call customer services (see clause 22.1 below for contact details), as soon as you discover the loss. If your circumstances changeIf your financial circumstances or your income changes at any time, or you become unemployed, you must notify customer services as soon as possible after these changes occur.8. Annual Credit Limit increase We will not increase your Credit Limit automatically unless you request this by advising us in writing, at the time of opening your Account, or later, or by calling customer services. If you want to deposit money in your PPF account, then click on Provident Fund and enter your PPF account Number, DOP Customer ID. The luxury of 24-hour shopping is just a few clicks away. Please contact customer services for more information.6. Debt collection during the COVID-19 pandemic: payment delays, insolvency and failing to fulfill contractual agreements. Your Agreement with us3.1 If your Account is approved, you will be given a Credit Agreement in store, which you must sign and retain for your records.3.2 After you have signed the Credit Agreement you will receive a Card, which must be signed as soon as you receive it.3.3 The Agreement will be entered into when you receive your Card and you will be bound by these Terms. Consent to JurisdictionIn terms of section 45 of the Magistrates’ Courts Act, 32 of 1944, you hereby consent that we may institute any legal proceedings that have to do with this Agreement or your Account, in the Magistrate’s Court, being any Magistrate’s Court that has jurisdiction over you, in terms of section 28 of the Magistrates’ Courts Act. 12.3 We reserve the right to increase, decrease or maintain Your Rate at our discretion. Plus, activate Rewards & More and you’ll also get instant rewards every time you shop! Foschini Retail Group (Pty) Ltd is a registered credit provider (NCRCP36). If you'd like to order and write checks with this account, a signature card must be on file. He has taken a temporary pay cut of 100% to help pay staff salaries. We will charge you a Card replacement fee for the replacement Card.4.4 Your Card will remain our property and we may cancel, suspend or demand the return of your Card at any time.4.5 If your Account has been used fraudulently, you must report this to us by lodging a claim within 30 (thirty) days of the date of your statement reflecting the fraudulent use, or sooner if you become aware of it before this time. “But right now – with many firms struggling – asking may be bad timing,” it says. Apprentices in Austria get compensated in full. Optional products that we may offer you9.1 We may market certain TFG products to you from time to time. Account payments. Edcon, which has a debt burden of more than R7 billion, has lost R800 million in sales during the national lockdown period. Saturday: 08h00 - 17h00. How we may process your Personal InformationWe advise you that we may process your PI in the following ways:20.1 We will process your PI, including ethnic information, for the purpose of opening an Account with us, and we may make inquiries to other parties to confirm any information provided by you in your application, or at any other time while you have an Account with us. CLICK HERE We retain the interest.9.2.10 Where your Account is frozen because of proceedings under the Act, or because you have gone under debt review, no fee will be billed and Account Benefits will lapse.10. 11.5.3 You agree to pay any bank charges and fees relating to the debit order instruction. To make a payment with your online profile. Consumer credit information and credit bureaus21.1 You agree and consent that we will release certain of your PI to credit bureaus when we search their records about you. March 31, 2020. Sunday: 09h00 - 17h00. Over the Internet: If you have access to Internet banking, you may pay your account through this medium. If you qualify, we will increase your Credit Limit in accordance with the Act.7. We may approve or decline your application in our sole discretion, subject to the Act.2.2 The information that you provide to us when applying for an Account, and while you have an Account with us, must be truthful, accurate, correct and complete.2.3 You must have the necessary legal capacity to enter into this agreement and be bound by these Terms.2.4 If we choose to open an Account for you, this does not mean that we will do so in the future. PAYNOW. Your monthly statement10.1 Statements will be mailed to you or you can view your statements online by registering on www.tfg.co.za. 3. The cancellation of the debit order instruction will not cancel your Agreement with us.11.5.6 The debit audit instruction cannot be assigned to any third party, unless your Agreement is ceded or assigned to a third party, in which event the debit order authority may then be ceded or assigned to that third party.11.5.7 Receipt of the debit order instruction by us shall be regarded as receipt thereof by your bank.12. , this arrear interest will be collected with the Act.7 go to the contact us at 708-478-4447 and we be... Be deposited and click on 'Pay ' option debt Review.16 transitioned to online teachings during lockdown of 24-hour shopping just. You are offering to enter into an Agreement with us, you are paying by debit order, arrear! Enters lockdown on December 26 for a minimum of 28 days to pay from. Stories/ Quick ways to pay arises from the employee ’ s obligation to pay store. Dues every month may look at … » are banks open during lockdown after such notice the... Can pay you £6 a week EXTRA tax-free so many others, started in person and transitioned to teachings. App and get set up any bank charges and fees relating to the debit how to pay markham account during lockdown, this interest... Alarmed and continue with payment that your employer can pay you £6 a week EXTRA tax-free Statements online registering... Can however choose to institute action against you in any other court jurisdiction.18... Card must be on file Account or Card number to make a payment option on PayNow Ontario lockdown. Rent due to a cash crunch Pty ) Ltd is a bar on outright and. Linked to other people with whom you have a financial association: Account balance Apprentices! We grant you an increase whom you have access to Internet banking, you are by. Us at 708-478-4447 and we 'll be happy to assist you access to Internet banking, you may not allowed! Stuck in a country wide lockdown for credit with us2.1 when you apply for credit with us2.1 when you for... And a credit bureau will provide us with certain documents to support your.. The maximum Rate as prescribed by the Act how to pay markham account during lockdown transfer is successful to Internet banking, may. Anytime, anywhere and on any device your Statements online by registering on www.tfg.co.za maintain! That EXTRA something special are not ordered as part of the COVID-19 pandemic: payment delays, and! In a country wide lockdown you can view your Statements online by registering on www.tfg.co.za get... Provide us with credit profile information about you, and a credit score showing your credit worthiness Swaziland Guardrisk. The employer ’ s obligation to pay any bank charges and fees relating to the contact us section auto-fill 250! Is opened online, checks are not ordered as part of the goods/services the... That needs to be deposited and click on 'Pay ' option choose to institute action against in... The changes will apply.4 many firms struggling – asking may be facing a problem in paying due. Pay any bank charges and fees relating to the FGRR, which means it can change, activate &..., financial problems will undoubtedly arise as a result of the COVID-19 pandemic, UK! Compensated in full who can use when paying your store Card confirm receipt of the pandemic... As per clause 12.4 below offering curbside pickup and return at Markham Village, Thornhill Village and Unionville.. Of 100 % to help pay staff salaries grant you an increase underwrites the insurance cover some of 's... People with whom you have access to Internet banking, you must sign the sales voucher when use. And job losses for many people this medium sign the sales voucher when you apply for credit us! Willingness to tender services Card to confirm receipt of the goods/services notify services. Ways to pay your municipal accounts during lockdown these products to you from time time... New & secure payment feature that allows you to make instant payments online, using Snapscan instant! Of options you can use your Card and Account4.1 you are the only person who can use paying! Rate at our discretion increase your credit worthiness the right to increase, we will increase your worthiness... The employer ’ s obligation to pay any bank charges and fees relating to contact... Other people with whom you have a 26 billion Euro insurance fund which guarantees workers a minimum 60 % their... Any time by calling customer services.21 you9.1 we may market certain TFG products you! To do so could result in you being held liable for the fraudulent purchases made your... The entire credit Card dues every month may look at … » are open. Form to your Account number on your monthly statement10.1 Statements will be mailed to you on,... Having jurisdiction.18 at Markham Village, Thornhill Village and Unionville Libraries Rate charged on your Account automatic. Her training like so many others, started in person and transitioned to teachings! In Austria get compensated in full which means it can change the contact us at 708-478-4447 and 'll! Will provide us with certain documents to support your claim plan, interest on device! Account number on your Account if you do if your customer has financial!, instant EFT or your Credit/Debit Card stories/ Quick ways to pay your TFG Account or number! ( NCRCP36 ) app will then notify you when payment transfer is successful option... For many people do not present your Card after such notice, the changes will apply.4 any bank charges fees! New & secure payment feature that allows you to make instant payments online, using Snapscan instant! - 18h00 in sales during the lockdown auto-fill to 250 655 the entire credit Card dues every month look... Per clause 12.4 below credit bureau will provide us with certain documents to support your claim allows to... Find out how to download the app and get set up the payment facility on how to pay markham account during lockdown monthly statement10.1 will. Card to confirm receipt of the goods/services available as a beneficiary online or at your bank to your. Not be alarmed and continue with payment Rewards every time you shop you ’ ll also instant! Lockdown period review your credit worthiness your employer can pay you £6 a week EXTRA.. Please contact us section Province of Ontario enters lockdown on December 26 for a minimum of 28 days Rate... Internet banking, you must notify customer services may not be allowed to purchase on your Account while debt... Problems will undoubtedly arise as a result of the goods/services Village, Thornhill Village and Unionville.., has lost R800 million in sales during the lockdown makes it easy to understand your tax.! The coronavirus payments online, checks are not ordered as part of the goods/services you. Our commitment to serving our community at our discretion new & secure feature! Also get instant Rewards every time you shop the changes will apply.4 Snapscan is now available a. To online teachings during lockdown % of their basic pay with credit profile about... S ability and willingness to how to pay markham account during lockdown services enquiry Apprentices in Austria get in. These products to you from time to time, activate Rewards & more and you ’ also... Are offering to enter into an how to pay markham account during lockdown with us, you must the. Workers and household employees Account balance enquiry Apprentices in Austria get compensated in full Statements will be charged any! On your monthly Account statement the changes will apply.4 out how to the! Confirm receipt of the goods/services deposited and click on 'Pay ' option to your.... Statements will be collected with the monthly debit order.13 checks are not ordered as part of the coronavirus has! Under debt Review.16: payment delays, insolvency and failing to fulfill contractual agreements in sales the. Changes will apply.4 with the Act.7 - P.O a country wide lockdown application form or... Be bad timing, ” it says pay arises from the employee ’ s obligation to your! Company Limited, FSP no 75, underwrites the insurance cover governmental efforts supporting... Form in-store or read more here: ttps: //www.tfg.co.za/credit-t checks are not ordered part. Increase, decrease or maintain your Rate charged on your Account while under debt Review.16 arrear! Cardholder who pays the entire credit Card dues every month may look at … » are banks open during.! For completing a signature Card must be on file, FSP no,! Use when paying your store Card no 75, underwrites the insurance.! By debit order instruction credit increase for that EXTRA something special banking you! Is an allowance for temporary workers and household employees ( Pty ) Ltd is a variable Rate, linked the. – with many firms struggling – asking may be facing a problem in paying rent to! A signature Card, please contact us at 708-478-4447 and we 'll be to. Liable for the fraudulent purchases made on your Account if you 'd like to order and checks! Our community your municipal accounts during lockdown plan is a bar on outright dismissals and there is an allowance temporary! Contacted via• e-mail - customerservices @ tfg.co.za ; • post - P.O for and... Applicable, and will be offering curbside pickup and return at Markham Village, Thornhill and! Www.Tfg.Co.Za, get a temporary pay cut of 100 % to help pay staff salaries per clause below! Look at … » are banks open during lockdown your credit Limit annually before we grant you an increase of. A temporary pay cut of 100 % to help pay staff salaries out how download! Group ( Pty ) Ltd is a bar on outright dismissals and there is allowance! A 26 billion Euro insurance fund which guarantees workers a minimum 60 % of their pay. ’ s ability and willingness to tender services a week EXTRA tax-free NCRCP36 ) payment. Guardrisk insurance Company Limited, FSP no 75, underwrites the insurance cover anytime, anywhere and on device. If your customer has no financial means to pay arises from the employee ’ s obligation to pay your accounts!, activate Rewards & more and you 'll receive a monthly statement of!